Your Home. Your Goals. The Right Mortgage.

Whether you're buying your first home, moving up, or refinancing, I'll help you find the right mortgage for your goals. With over 16 years of experience and access to multiple lenders, I'll make the process simple and straightforward.

Based in Lakewood, I help homebuyers throughout Colorado, including Denver, Northern Colorado, Castle Rock, Colorado Springs, and surrounding communities.

Andrew Gallegos | Colorado Mortgage Broker

720-432-1308, andrew@headedhomelending.com

The Headed Home Lending Group, powered by Edge Home Finance

Why Work With Andrew?

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16+ Years of Experience

Helping Colorado homebuyers since 2010.

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800+ Five-Star Client Reviews

A reputation built on trust and communication.

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More Lenders. More Options.

Personalized financing for your goals.

What My Clients Are Saying

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“I've worked with many lenders over the years, and Andrew is, without question, the best mortgage professional I've ever worked with. I wouldn't hesitate to recommend him to anyone looking for a home loan.”

- Ben C

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“What set Andrew apart was his ability to take something intimidating and make it genuinely understandable. He never made me feel foolish for asking questions. Instead, he took the time to walk me through everything clearly.”

- Miss MH

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“Andrew and his team are beyond incredible. I cannot say enough about what excellent care they have provided me with two home purchases. Andrew takes the time to make sure I understand the information and process, by making customized videos that break things down for me.”

- Janell P

Mortgage Solutions for Every Stage of Life

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Home Purchase Loans

Whether you're buying your first home, moving up, or purchasing an investment property, I'll help you find the right financing for your goals.

Mortgage Refinancing

Explore options to lower your monthly payment, access your home's equity, or restructure your mortgage to better fit your financial goals.

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Loan Programs & Options

From Conventional, FHA, and VA to jumbo and specialty loan programs, I'll help you compare your options and find the right fit.

Meet Andrew

Your Colorado Mortgage Broker

Hi, I'm Andrew! I've spent over 16 years helping Colorado homebuyers navigate the mortgage process, and I believe getting a home loan should be straightforward, not overwhelming.

As an independent mortgage broker, I work with multiple lenders to help my clients compare options, understand their numbers, and make confident decisions.

Whether you're buying your first home, moving into your next one, or exploring a refinance, my goal is simple: to make sure you feel informed, comfortable, and taken care of every step of the way.

Ready to Make Your Next Move?

Whether you're ready to buy a home or just exploring your options, I'm here to help you take the next step with confidence.